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Taking inventory of your homeowners insurance

By: Editorial Staff

Those of us who live in places where we believe flooding, hurricanes, fires or tornadoes seem unlikely to occur, watch our TV screens, horrified over the devastation elsewhere in...

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Are tax returns needed for a refinance

By: Editorial Staff

Is it possible to refinance a mortgage without showing income tax returns? Yes. In most cases, a lender will require tax returns only when a borrower is self-employed, or...

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How does refinancing save homeowners money

By: Editorial Staff

Question: How does refinancing save homeowners money? There are two categories of refinancing, “rate-and-term” and “cash-out.” Both can save you money. The first type, rate-and-term, replaces your existing loan...

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Realtor knowledge and research are key when appraisals come in low

By: Editorial Staff

As the real estate market continues to sizzle, driving prices ever higher, it’s not unusual for appraisals to be a sticking point. Just because you’ve asked $300K for your...

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Take the emotion out of buying a home using good business sense

By: Editorial Staff

There is a good deal of emotion wrapped up in buying a home. Determining where we will spend the most intimate as well as memorable moments of our lives...

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