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Are tax returns needed for a refinance

By: Editorial Staff

Is it possible to refinance a mortgage without showing income tax returns? Yes. In most cases, a lender will require tax returns only when a borrower is self-employed, or...

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How does refinancing save homeowners money

By: Editorial Staff

Question: How does refinancing save homeowners money? There are two categories of refinancing, “rate-and-term” and “cash-out.” Both can save you money. The first type, rate-and-term, replaces your existing loan...

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