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Frequently Asked
Questions (FAQ)

General Questions

To become a MORTGAGE PARTNER all you have to do is fill out our online application form at this LINK. For fast and easy approval read the needed documents and checklist.

  1. A broker is duly organized, validly existing, and in good standing under the law of the state of its organization and in compliance with all applicable law and the guidelines.
  2. A broker and its employees (as applicable) are properly licensed and/or registered on the Nationwide Mortgage Licensing System (“NMLS”), or exempt therefrom, and qualified to do business in all jurisdictions where it solicits for mortgage loans and other related activities.
  1. Any broker who is duly organized, validly existing and in good standing under the law of the state of its organization and in compliance with all applicable law and the guidelines.
  2. Any broker who is in compliance with and not in violation of any applicable law, as well as each application package and mortgage loan complying in all respects with this agreement, applicable law, and the guidelines
  • Completed and executed broker application
  • Completed Sky Mortgage broker agreement
  • Completed acknowledgment of HMAC “Fair Lending” statement
  • Completed Zero Tolerance Fraud Disclosure
  • Completed and signed IRS form W-9 (tax identification number)
  • QC plan
  • Errors and Omission Insurance or Surety bond.
  • Company Contact list
  • Interim Financial Statements YTD (verifying broker maintains minimum net worth of $25,000.00) and Balance Sheet.
  • VA Sponsorship $100.00, if applicable.
  • Additional information may be requested.

As a mortgage partner/broker you intend to initiate and process submission documents for government and/or conventional loans for possible underwriting, closing, and funding by Sky Mortgage Wholesale Lending Solutions in accordance with our most current product and program guidelines.

About Our Mortgage Products

Our main office is located at 4 Hutton Centre Drive, Suite 500, Santa Ana, CA 92707.

We offer almost all of the major loan products, which include conventional mortgages. Here are a few, for a full list of our products click this link.

  • Federal Housing Administration loans
  • Veterans Affairs Mortgages
  • United States Department of Agriculture loans
  • Jumbo Loans
  • Reverse Mortgages

Sky Mortgage Wholesale Lending Solutions, DBA Home Mortgage Alliance Corporation (HMAC), NMLS #1165808 aims to provide you with the best services in the mortgage industry to help you pursue your career as a mortgage broker.

As much as we want to help everyone, we give priority to our mortgage partners. Applying to become a mortgage partner is relatively easy and we highly encourage you to apply today.

After You Apply

After You're Approved

After successfully completing work as a broker, you may be compensated for such services either from HMAC or from the borrower, but not both.